Guide to Saving and Investing

Description

Your Guide to Saving and Investing

If you’re serious about saving and investing and want to do it right…this book is for you!

This is a straightforward easy to use guide that really helps take the anxiety out of saving and investing.

When determining your financial strategy, it is important to understand the difference between saving and investing. If you save money on deposit with a bank or credit union you will earn interest.

If you buy shares or invest in a share-backed plan such as a life insurance policy, you will have the opportunity to earn dividend income and benefit from capital growth as the shares go up in value. However, it is important to remember that shares can go down in value as well as up, a dividend income can fluctuate.

Discover the secrets of saving and investing!

• How to find the right financial institution
• Stocks and shares
• How to pick a stock
• Bonds
• Mutual funds
• Other ways to invest
• The best savings investments
• How to making money from property
  • Retirement planning

and much more……

The Information You Need to Reach Your Financial Goals

Your Guide to Saving and Investing

What are the most important factors for you in choosing investments? Use the following pointers as a guide.

Which of the following factors are most important to you?

• a high degree of liquidity
• low or no-risk investments
• tax-free interest or income
• a fixed rate of return
• guaranteed income for life
• aggressive investments with the potential for a higher rate of return

Appetite for risk

One of the first decisions you have to make is how much risk you are willing to take. Do not invest in anything that is going to keep you awake at nights, and do not settle for a savings account that constantly disappoints you.

Are you looking for income or growth?

Another question you need to ask yourself is: Do I want income from my money, or am I looking for long-term capital growth? The answer to this will determine what sorts of saving and investment vehicles are suited to you. For example, if you are working, you may not want a high-yielding investment, preferring to opt for investments aimed at long-term capital growth. Similarly, if you are living off your pension, you may want to supplement it with investment income rather than build a nest egg for the future.

This is a great book on figuring out how to save and invest. If you’re serious about saving and investing and want to do it right…this fundamental and easy-to-understand book is for you!

Your Guide to Saving and Investing: Information You Need to Reach Your Financial Goals by: Nigel St.Hill