Description
Are You Managing Your Money?
Learning money management skills is fundamental to having a financially secure life. If you don’t learn how to manage your money and allocate it properly, you will likely have a hard time planning and succeeding in many of your goals. Some people learn these skills from their parents while growing up. Others struggle through their adult years until they have the opportunity to learn the information.
Money management is the process of knowing where you are spending your money today and having a well thought-out plan in place for where you want it to go in the future. Basic money management can be broken down into three main principles – Spending Less, Avoiding Bad Debt and Saving More.
We all have said “I just can’t figure out where all the money has gone” at some time or another, in response to perhaps a shopping trip or a night out on the town with the girls when we seem to have spent far more than we envisaged.
The problem with money management is that it seems tiresome to have to work it all out and since it’s our money, we often feel reluctant to have to manage it, apportion it and limit ourselves to spending restrictions.
However, as we’re all aware, money management is something of a necessity if we’re not to end up in debt with all the resulting stresses and pressure that it can cause.
In this ebook 8 Money Management Secrets for Caribbean Women I will show you:
- How to change your money paradigm
- How to recognize your core beliefs
- How to let go of your old beliefs
- How to take charge of your money
- How to keep track of what is spent
- How to save
- How to change resistance to abundance
- How to open and receive money and abundance
If you’re having difficulty in managing your money, you need this book.
Many financial problems, such as not being able to pay bills, having credit card debt, and not being able to save, stem from not following the golden rule of money management: spending less than you earn. Are you currently following the golden rule? By tracking your purchases, you can see how much and what you are spending your money on.
Another part of money management is to master goal setting. This goes in line with saving money. Look to the future and determine where you would like to be in five to 10 years. For example, perhaps you would like to purchase a home at that time or pay off your student loans. Choose a particular month and year in the future that you plan to reach a financial goal. Determine the amount that you need to save each month to reach that goal. Open a savings account just for that particular goal.
Acquiring money management skills allows you to live better. It secures your future and helps you gain control over your life rather than debts and money problems controlling you. It should therefore be our prerogative to learn and practice the several money management skills and lead a more fulfilling life.
And THAT… is what I want to help you with! 8 Money Management Secrets for Caribbean Women is just what you need.
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